Our luxury property portfolio 

Our luxury property portfolio ranges from studios and one-bedroom apartments, ideal for investors, through to spacious penthouses and triplexes more suited to families, which may include swimming pools, panoramic sea views or concierge services as desired, or be close to schools and local amenities. Whatever your needs are, we will work hard to find the right property for you. Moreover, it is not necessary to call on several agencies to visit different properties. The agency will have access to all the apartments on the market.

The first steps

The first step is to gather a maximum of elements in order to understand your search and to be able to help you efficiently to find the right home. It will be important to clearly define your needs, your expectations and the budget you wish to spend.

According to your requirements, our team will propose a selection of publicly marketed properties and off market ones. We will then organize viewings on the selected properties. 


Once the choice is made, we prepare a written Purchase proposal addressed to the Seller. The proposal includes your identity, a detailed description of the property, the asking price and the timescales to completion (between 2 weeks and 2 months). To demonstrate the goodwill and commitment of the buyer, Monaco purchase offers are submitted accompanied by a cheque for 10% of the value of the purchase price addressed to one of the notaries established in Monaco. This serves as a deposit and will be cashed upon acceptance.

Once accepted, the purchase proposal is a legally binding document. If you decide not to proceed with the transaction, you’ll lose the deposit.


To complete the purchase, 2 visits to the Notary are required. The first is for the signing of a Preliminary Agreement, which is not mandatory except if you want a mortgage and if the property is subject to the State’s right of pre-emption. If the chosen property is located in a building built before 1947, the State will be able to use its right of pre-emption within 30 days from the signature of the Preliminary Agreement of sale and it will replace the buyer itself. Your deposit will be given back but you will not be able to acquire the chosen property. On the other hand, if the apartment is not subject to this right of pre-emption the sale can be carried out very quickly. The second one is for the completion of the sale with the signature of the Final Act.
If the property you wish to acquire is rented, the tenant has no right of pre-emption unless this has been provided in his rental lease. Except in the case you reach an amicable agreement, you will have to respect the deadline fixed in his rental contract before recovering the use of the property. If the apartment is subject to Law n°1.291, you will be able to use your right of use with 6 months notice and justifying that you will use the property as your personal residence or for the residency of one of your children.
If suspensive conditions were mentioned in the offer, they must be fulfilled within the time limits set. A few days before the signature of the Final Act at the notary's office, you will be sent a statement of account and you will have to pay the balance. The notary will have to receive it at latest on the day of signature.

The signing of the Final Act, either in front of a notary, or by means of an authentic power of attorney, will confirm the content of the sale and the agreement between the parties with enforceability. This Act is binding with the same force as a final judgment. It establishes the new property on a certain date. The keys will be handed over to you at the end of this solemn moment.


As a Buyer you are responsible for the notary fees and the agency fee, based on the purchase price. These sums are due at the time of the final Purchase Agreement’s signature. 

Notary and registration fees: 

•    New property or property being sold off plans: 2.5% (1.5% notary fees + 1% registration fees).

•    Acquisition by a natural person/civil company registered in Monaco: 6,25% (1.5% notary fees + 4.75% registration fees).

•    Acquisition through the property dealer regime (professionals only): 1.5% (notary fees only). The property must be resold within 4 years, otherwise you will have to pay the registration fees of 4.75%.

•    Acquisition of shares in a civil company registered in Monaco and holding a property: 4.75% registration fees + notary or lawyer fees.

•    Acquisition through an offshore or foreign company: 7.75% registration fee.

•    Acquisition of a real estate property in life annuity: 6,25% (1.5% notary fees + 4.75% registration fees) calculated on the value of the package (if it exists) + on 10 years of annuity (if it exists).

If the purchase is financed by a mortgage, a registration fee of 0.92% on the amount of the mortgage will be added.

Real estate agency fee:

The agency fee is established by the Monegasque Real Estate Chamber at 3% + VAT, therefore it represents currently 3.6% of the purchase amount.



Contact our team for a free consultation on any purchase request. 

WhatsApp +33 6 10 12 40 74